Protect what matters. Plan for what’s ahead.
We help Singapore businesses and households navigate insurance with clear advice, suitable coverage and protection tailored to their needs.
Not sure where to start? Chat with our Smart Insurance Adviser
Insurance for Your Business and Your Family
Pick a category to see what we arrange. We compare options from several insurers and walk you through the fine print.
Property & Fire
Cover for offices, warehouses, stock and equipment against fire, flood and other damage.
What We Need for a Quote →
Marine
Cargo and hull cover for goods in transit and vessels in and out of Singapore.
What We Need for a Quote →
Liability
Public, product and professional liability cover against third-party claims.
What We Need for a Quote →
Work Injury (WICA)
Work injury compensation for your employees, as required under Singapore law.
What We Need for a Quote →
Group Medical
Group hospitalisation and outpatient plans to look after your team.
What We Need for a Quote →
Commercial Motor
Cover for company cars, vans, lorries and fleets used for your business.
What We Need for a Quote →
Life Insurance
Term and whole life plans that protect your family’s finances if something happens to you.
What We Need for a Quote →
Health & Medical
Hospitalisation and outpatient plans to help with medical bills for you and your family.
What We Need for a Quote →
Critical Illness
A lump-sum payout on diagnosis of a covered condition, so you can focus on recovery.
What We Need for a Quote →
Personal Accident
Protection against injury, disability or death resulting from an accident.
What We Need for a Quote →
Retirement & Savings
Savings and retirement plans to build toward your long-term goals.
What We Need for a Quote →
Travel
Single-trip and annual plans for holidays, study trips and the whole family.
What We Need for a Quote →What Your Quote Will Look Like
We compare plans from several insurers and lay them out side by side, so you can see the cover and the price at a glance. Here is an example, and the details we need from you to prepare yours.
Work Injury Compensation (WICA)
| Insurer A | Insurer B | Insurer C | |
|---|---|---|---|
| Annual payroll | $520,000 | $520,000 | $520,000 |
| Common law limit | $1m | $3m | $1m |
| Medical expenses | $45,000 | $45,000 | $45,000 |
| Excess | Nil | Nil | $500 |
| Annual premium | $4,860 | $5,120 | $4,640 |
Shaded column: our suggested option. Figures are made up to show the format and are not an offer of insurance. Your premium depends on your business, staff and claims history. Prices include GST.
What We Need From Your Company
Our chat adviser will ask you for these. Share what you have and we will ask for anything else we need.
- Company name and UENPlus your business activity and premises address
- Type of cover you wantE.g. Property & Fire, WICA, Group Medical, Commercial Motor
- Number of employees and annual payrollSplit by manual and non-manual staff (for WICA and Group Medical)
- Value of what you want to insureBuilding, stock, equipment, vehicles or cargo
- Claims history for the last 3 years
- Current policy, insurer and renewal dateIf you are already insured
A real adviser follows up personally after the chat.
Term Life Insurance
| Insurer A | Insurer B | Insurer C | |
|---|---|---|---|
| Death & total disability | $500,000 | $500,000 | $500,000 |
| Critical illness | Late stage | Early + late | Late stage |
| Premiums fixed for | 5 years | Full term | 10 years |
| Annual premium | $1,140 | $1,320 | $1,080 |
| Monthly premium | $98 | $113 | $93 |
Shaded column: our suggested option. Figures are made up to show the format and are not an offer of insurance. Your premium depends on your age, health, occupation and the cover you choose.
What We Need From You
Our chat adviser will ask you for these. A few basics are enough to get started.
- Date of birth and genderFor everyone to be covered
- Smoker or non-smoker
- Occupation
- Type of cover and amount you wantE.g. Life, Critical Illness, Health, Home, Travel
- Any existing policiesSo we don’t double up on cover you already have
- Any health conditionsOnly for life, health and critical illness cover
- Rough monthly budget (optional)
Your details are only used to prepare your quote.
Plan Before You Buy
Know your numbers first. Three free calculators built on current Singapore rules, no sign-up needed.
Know Your Retirement Payout
See how your CPF savings could grow and what you might receive each month from CPF LIFE.
Try the CPF LIFE Calculator →
Prepare for Long-Term Care
See what CareShield Life pays if you become severely disabled, and how a supplement adds more.
Try the CareShield Life Calculator →
Save Tax While You Save
See how much income tax an SRS top-up could save you this year, and what it might grow to.
Try the SRS Calculator →An Adviser in Your Corner, Not a Sales Script
What you can expect when you work with us.
Independent Comparison
We lay out options from several insurers side by side, so you see what each covers and costs.
Clear, Plain-English Advice
We explain exclusions and conditions up front, so there are no surprises at claim time.
Cover Tailored to You
Your cover is matched to your business or family, not a one-size-fits-all package.
Local Support, Start to Claim
A Singapore team that helps with claims and reviews your cover before every renewal.
Tell Us What You Need
Chat with our Smart Insurance Adviser or send us a message with what you want to protect.
Compare Your Options
We source quotes and walk you through the coverage, exclusions and price.
Get Covered
We arrange the policy and handle renewals and claims support from there.
Let's Review Your Cover
Not sure what you need? Our Smart Insurance Adviser asks the right questions in about 2 minutes, then a real adviser follows up personally. Or reach us directly.